Privacy Policy for PayNow Business

Last Updated: May 23, 2026

PayNow Business ("PayNow", "we", "our", or "us") is operated by Techleads Consulting Limited. We are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly.

This Privacy Policy explains how we collect, use, disclose, and protect information when you use the PayNow Business mobile application, website, and related services.

Personal Information

• Full legal name
• Email address
• Phone number
• Date of birth (optional)
• Account credentials and authentication information

Business Information

• Business name
• Business category
• Business description
• Business logo
• Business cover photo
• Business contact information

Payment and Transaction Information

• Mobile money account information
• Transaction records
• Payment link information
• Payment status and history
• Withdrawal and payout information

Device and Usage Information

• Device type
• Operating system
• IP address
• Application usage data
• Analytics and diagnostic information

• Create and manage user accounts
• Process payments and withdrawals
• Verify businesses and account ownership
• Prevent fraud, abuse, and unauthorized activities
• Improve our products and services
• Provide customer support
• Communicate important service updates
• Comply with legal and regulatory requirements

We do not sell personal information.

We may share information with:

Payment Service Providers

To process payments and withdrawals through our financial partners.

Mobile Money Operators

Including MTN Mobile Money and Airtel Money when required to facilitate transactions.

Financial and Processing Partners

Including Lenco and other authorized payment processors that help us provide payment services.

Cloud Service Providers

We use trusted cloud infrastructure providers, including Amazon Web Services (AWS), to securely host and process data.

Analytics Providers

• Google Analytics
• Vercel Analytics

Legal Authorities

When required by law, court order, regulatory request, or to protect our legal rights and users.

We implement reasonable technical, administrative, and organizational safeguards to protect information from unauthorized access, loss, misuse, disclosure, alteration, or destruction.

While we strive to protect your information, no system can guarantee absolute security.

We retain personal and transaction information for as long as necessary to:

• Provide our services
• Maintain business records
• Meet regulatory and legal obligations
• Resolve disputes
• Enforce agreements

When information is no longer required, we take reasonable steps to securely delete or anonymize it.

• Access your personal information
• Correct inaccurate information
• Request deletion of your account
• Request information about how your data is used

Users may request account deletion through:

/privacy/account-delete-request

Certain information may be retained where required by law, regulation, fraud prevention requirements, or financial record-keeping obligations.

PayNow Business is intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children.

Information collected through PayNow Business may be stored and processed on secure servers operated through Amazon Web Services (AWS) and other service providers that support our operations.

We may update this Privacy Policy from time to time. Updated versions will be posted on our website with a revised effective date.

Continued use of PayNow Business after changes become effective constitutes acceptance of the updated Privacy Policy.

Techleads Consulting Limited

Website: usepaynow.com

Email: usepaynow@gmail.com

If you have questions, concerns, or privacy-related requests, please contact us.