Screenshot proof follow-ups
Built For Zambia
Mobile Money First
One Business Wallet For All Your Payments
Create links, collect payments, and settle instantly to your business wallet.
Processing by
PayNow Wallet Console
LiveWallet Balance
ZMW 42,850.00
+12% this week
Link Created
/p/kamanga-groceries
Incoming
+ZMW 1,200
Connected Operators
MTN MoMo
Airtel MoneyThe Problem
Chasing Payments Slows Business Down
Too much time is lost confirming who paid and when.
Manual payment checks
Scattered business payments
Hard reconciliation
Delayed order fulfillment
No clear money trail
Meet PayNow
A modern business wallet that helps you collect payments from anywhere.
One place for links, collections, and mobile money payouts.
Everything Your Business Needs To Get Paid
Unified Business Wallet
All business payments in one wallet.
Payment Links
Create a link and share anywhere.
Instant Mobile Money Access
Funds settle to MTN or Airtel fast.
Real-Time Payment Confirmation
Know the moment a customer pays.
Recurring Payments
Automate monthly or scheduled collections.
Transaction Tracking
See who paid, how much, and when.
Start Collecting Payments In Minutes
Step 1
Create your business account.
Step 2
Generate a payment link or invoice.
Step 3
Share it with customers anywhere.
Step 4
Receive payments instantly into your wallet.
Use Cases
Built For Modern Businesses
From solo freelancers to growing retail teams, PayNow helps you collect and track payments in one flow.
01
Online Sellers
Collect deposits and order payments.
02
Freelancers & Agencies
Send invoices and get paid upfront.
03
Food Businesses
Take orders and payments quickly.
04
Event Organizers
Sell tickets and collect registrations online.
05
Subscription Businesses
Automate recurring customer payments.
Why PayNow
Why Businesses Choose PayNow
Faster collections, clear tracking, and direct mobile-money access in one business wallet.
01
Faster Payments
Reduce delays and payment confusion.
02
More Professional
Stop using personal numbers and screenshots.
03
Better Tracking
See every transaction in one dashboard.
04
Mobile Money Connected
Access your money instantly whenever you need it.
05
Built For Zambia
Designed for local fast-growing businesses and mobile money users.
Simple, Transparent Pricing
Collections are free. Merchants only pay when withdrawing.
Collections
Free
0% fee on incoming payments
- • Accept customer payments at no cost
- • Unlimited collection volume
- • Payment links and invoices
- • Real-time payment confirmations
Withdrawals
5%
Charged only when merchants withdraw
- • Fee applies to withdrawal amount
- • No charge to receive payments
- • Track every payout in dashboard
- • Direct mobile money settlement
Enterprise
Custom
For high-volume or tailored agreements
- • Custom settlement rules and terms
- • Dedicated account manager
- • API and integration support
- • Custom reporting
Collections are free. A 5% fee applies only when funds are withdrawn.
Growing Businesses Are Switching To PayNow
“PayNow helped us stop manually confirming payments on WhatsApp.”
Placeholder Merchant, Zambia
“Our customers now pay faster using payment links.”
Placeholder Merchant, Zambia
“We finally separated business money from personal money.”
Placeholder Merchant, Zambia
Got Questions? We've got answers!
How does PayNow help me collect payments?
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Create a payment link, share it on WhatsApp or social media, and get instant payment confirmation in your dashboard.
Are collections really free?
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Yes. Merchants are not charged to receive customer payments on PayNow.
When do I pay fees?
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A 5% fee is charged only when you withdraw funds from your PayNow balance.
Which mobile money networks are supported?
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PayNow supports major local wallets including MTN MoMo and Airtel Money, with Zambia-first coverage.
Can I track every payment in one place?
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Yes. You can see who paid, how much they paid, and when they paid from one unified dashboard.
Start Collecting Payments The Smarter Way
Choose your device and start collecting payments.